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Home > About the Institute
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The Research Institute for Housing America of the Mortgage Bankers Association is a 501(c)(3) trust fund. Its chief purpose
is to encourage and aid - through grants and sponsored research to distinguished scholars, educational institutions, research
facilities and government organizations - the pursuit of knowledge of mortgage markets and real estate finance.
Mission
The mission of the Research Institute for Housing America is to promote and disseminate knowledge on the functioning, structure,
and future of mortgage markets. An emphasis is placed upon issues that will inform both business and policy decisions, with
particular attention given to emerging financial and economic changes within, and affecting, those markets.
An important component of the research agenda of the Institute is a better understanding of equal access to mortgage markets
for all potential homeowners and ways to expand homeownership and mortgage access for historically underserved and minority
populations. The availability of affordable quality rental housing and the funding for such projects are another priority
area of interest. The Institute also sponsors research on strategic developments in commercial mortgage markets.
Founding of RIHA
On Tuesday, November 17, 1998 at the National Press Club in Washington, D.C., the Research Institute for Housing America was
launched before a distinguished audience comprised of Mortgage Bankers Association executives, researchers, policymakers,
community advocates and members of the media.
Founded by the Mortgage Bankers Association , the Research Institute for Housing America is the first national organization devoted to independent research on expanding
housing and mortgage markets to reach all Americans. The Institute sponsors and disseminates balanced and credible research
focused on increasing housing and credit opportunities for underserved communities and populations.
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